When it comes to protecting your home, most people focus on buildings and contents insurance—but did you know that neglecting your annual boiler service could put your home insurance at risk? Many insurance providers require annual servicing to cover heating-related claims. If your boiler breaks down and you haven’t kept up with regular maintenance, you could be left footing the repair bill yourself.
Why Does Home Insurance Depend on Boiler Servicing?
Many home insurance policies include home emergency cover, which provides protection if your heating system fails. However, most insurers specify that your boiler must be properly maintained to qualify for a claim. If you skip your annual service, your insurer may refuse to pay out, leaving you with expensive repairs or even the cost of a full boiler replacement.
A yearly service isn’t just a box-ticking exercise, it ensures that your boiler is safe, efficient, and less likely to break down unexpectedly.
What Happens If You Don’t Service Your Boiler?
If you put off your annual boiler service, you could face:
❌ Invalidated Home Insurance – If your insurer finds that a lack of maintenance contributed to your boiler breaking down, your claim may be denied.
❌ Voided Boiler Warranty – Most boiler manufacturers require annual servicing to keep their guarantees valid. If you don’t service it, you might have to pay for repairs that would have otherwise been covered.
❌ Higher Energy Bills – A poorly maintained boiler loses efficiency over time, meaning it has to work harder to heat your home, costing you more in energy bills.
❌ Unexpected Breakdowns & Expensive Repairs – Small faults left unchecked can lead to bigger problems, resulting in costly emergency call-outs.
❌ Safety Risks – A faulty boiler could develop gas leaks or produce carbon monoxide, which is dangerous for your household.
How Often Should You Service Your Boiler?
Most manufacturers and heating experts recommend an annual boiler service to ensure your system is operating safely and efficiently. It’s best to schedule your service before winter, so you don’t get caught out in the cold if your boiler suddenly stops working.
Protect Your Home & Stay Covered with a Professional Boiler Service
At Home Heating Systems, we provide expert boiler servicing to keep your heating system in top condition. Our experienced Gas Safe engineers will:
✅ Perform comprehensive safety checks
✅ Identify potential issues before they turn into major problems
✅ Ensure your boiler runs efficiently, saving you money on energy bills
✅ Provide you with a service certificate—which may be needed for insurance and warranty purposes
Don’t risk your insurance cover, home safety, or energy efficiency—book your boiler service today!
